The Best Rates

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The Right Coverage

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Fast & Easy

We Make Home Finance Easy.

858-901-6210

875 Garnet Ave, San Diego CA 92109

We're Just A Call Away: 858-901-6210

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Low Rate Mortgages For Savvy California Residents

The #1 Rated Home Finance Company In San Diego!

Find out why Prospect Home Finance is San Diego's Favorite Home Finance Company...

Lauraine E.

We refinanced our home through Prospect and had a great experience. Samuel took care of us from start to finish. I wouldn't hesitate to recommend both Samuel and Prospect. They make it EASY and as stress-free as possible!

Nick P.

I had a great experience for my refinancing with Hayden and Braishna. They worked very hard to get the best deal for me. I recommend this team to anybody that is ready to buy or refinance their house. Great deal and fast closing time.

Best Re-fi experience ever! Stress free and fast! They went over the top making sure we were comfortable, satisfied and understood every phase of the process. They were always quick to respond and answered all our questions. Thanks so much!

Andrea L.

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Our team of home mortgage & refinance specialists work with you to get you the option with the lowest rates.

We Make Mortgages Easy.

Our team of home mortgage & refinance specialists work with you to get you the option with the lowest rates.

Unmatched One-on-One Support

As your home finance company, we take the stress out of the loan process - for good. We do more than just save you money, we are your personal advocates.

Whether you need advice on loans, want to purchase your first home, are ready to refinance, or have questions, Prospect Home Finance and the team are ready to help you.